INTERNATIONAL STUDENT INSURANCE COVERAGE FOR PROTECTION by Ray Sandeo

Nothing offers the same opportunities for learning about new places and cultures like travelling abroad. Without proper medical insurance, an unexpected health problem can quickly ruin a trip. Unfortunately, many health insurance plans that cover students at home may not include international care. With an international student health insurance plan, however, students can be well-prepared for unexpected illness and injury when studying abroad.International student health insurance offers coverage that is similar to a traditional plan. The plans typically offer coverage for trips that are between seven days and twelve months. Coverage often includes up to $1 million dollars in coverage for any expenses that are related to treatment for illness and injury.Medical insurance that is offered for international student travel (often referred to as “study abroad insurance”,) is a valuable addition to any student travel plan. Being away from home and with limited financial resources can makes any medical situation seem frightening. With study abroad insurance, students are protected for their entire stay, 24 hours a day.In case of emergency, study abroad insurance often includes coverage for expenses related to transporting the student to the nearest medical facility, or repatriation. This is an added benefit that many traditional insurance plans do not offer.To learn more about the various types of international student health insurance policies, start by researching the companies that offer them. It’s important to ask key questions about what conditions are covered and the deductible type.Learning what types of expenses are associated with an study abroad insurance plan is very beneficial. Doing so will help to fully prepare the student with the best health insurance benefits possible while travelling abroad.Any overseas travel plans should include a plan for the unexpected – study abroad insurance coverage prepares any student for unexpected medical problems. All students who are studying abroad can benefit from health coverage, whether they are studying for six months or a year.Assuming that a traditional medical insurance plan will provide all of the coverage that a student needs can be a big mistake. Health insurance plans for international students prepare all students for an exciting and healthy study abroad experience, no matter what the destination.