Is A Female Car Insurance Quote Cheaper? by Jaimie Bridges

Have you puzzled why a female car insurance quote is less expensive than males? I've been wondering a similar thing till ultimately I started doing a little analysis on it. From the records it seems that men can blame their gender for the higher costs. I know it is a tiny crazy when you think about it, and even though it does make a little sense, I continue to think it is crazy to this day. The firstly reason is usually because women are said to be safer drivers than men. Most men really cannot say anything about this because their wives or girlfriends are always telling them to decelerate, or put your seat belt on at least 20 times a trip. Not only are they believed to be safer but countless reports actually prove that the bulk of them are. The second reason is because of the amount of damage in the accidents that they rarely have. This is another example where the reports show that ladies are often concerned in fender benders if any sort of accident. The last reason that I will share is the quantity of damage that they file on with their insurance agency. The majority of the time a females insurance claim will be very low compared with a blokes. I know that I definitely did when I researched these facts. However in the final analysis if you think about it, it does all add up. Now, just because you're a female does not mean that you'll get a cheap female car insurance quote. Not everything is dependent on your gender. Though men can blame their gender for their outrageous insurance quotes there are a couple of things that may bring it down. Depending on what year and model you get, there could be repayments just waiting for you on your new quote. Even a low mileage discount would be helping them out. And not to mention that students that are getting a B or better could get a reduction with certain companies. Of course all this is depending on the driving history of the individual. Hopefully that may shed some light on why a female car insurance quote is less expensive than males. Remember, don't just depend on the gender to get inexpensive car insurance and take into consideration all the other stuff that qualify for a reduction. Click here if you would like to compare insurance rates.